京東金融按月利息多少
Ⅰ 浜涓滈噾鋙嶅埄鎮鏄澶氬皯
浜涓滈噾鏉″垎涓烘寜鏃ヨ℃伅涓庢寜鏈堣℃伅錛屽洜姝ゆ湁涓ょ嶅埄鎮璁＄畻鏂規硶
1銆佹寜鏃ヨ℃伅
鍒╃巼: 0025%-0095%/鏃
鍏寮:褰撳墠搴旇繕鏈閲戞棩鍒╃巼
濡傛灉閫夋嫨鎻愬墠榪樻撅紝鎸夋棩璁℃伅鍙鍏嶆敹鍓╀綑鍒╂伅
2銆佹寜鏈堣℃伅
鍒╃巼: 039%-113%/鏈
鍏寮:璐鋒炬湰閲戞湀鍒╃巼
濡傛灉閫夋嫨鎻愬墠榪樻撅紝鎸夋湀璁℃伅浠嶆棫鏀跺彇姝ｅ父鍒╂伅
3銆侀炬湡鍒╂伅
閲戞潯鍑虹幇閫炬湡灝嗘寜鏃ユ敹鍙栬繚綰﹂噾錛屼竴鑸鎯呭喌涓嬮噾鏉′細姣忓ぉ鏀跺彇姝ｅ父鏃ュ埄鎮15鍊嶇殑榪濈害閲戱紝鏀跺彇榪濈害閲戝悗灝嗕笉鍐嶆敹鍙栨棩鍒╂伅銆
瀛樺湪涓ゆ湡浠ヤ笂閫炬湡錛屽悇鏈熺殑閫炬湡榪濈害閲戝皢緔璁¤＄畻錛屾敹鍙栬繚綰﹂噾鐨勯儴鍒嗗皢涓嶉噸澶嶆敹鍙栧埄鎮銆
榪濈害閲=鍏ㄩ儴鏈榪樻湰閲戣繚綰﹂噾璐圭巼榪濈害澶╂暟
鎵╁睍璧勬枡錛
浜涓滅櫧鏉℃殏鏃惰繕涓嶄笂鎬庝箞鍔
瀹㈡埛瑕佹槸娌￠挶錛屾殏鏃惰繕涓嶄笂浜涓滅櫧鏉★紝鍙浠ュ厛鎯沖姙娉曡繕涓婅處鍗曟渶浣庤繕嬈鵑濆啀璇淬傚洜涓哄彧瑕佹寜鏃惰繕涓婁簡璐﹀崟鐨勬渶浣庤繕嬈鵑濓紝閭ｅ氨涓嶄細閫犳垚閫炬湡銆傚綋鐒訛紝瀹㈡埛涔熷彲浠ラ夋嫨鍦ㄨ繕嬈炬棩鍒版潵涔嬪墠鍔炵悊璐﹀崟鍒嗘湡錛屼箣鍚庡彧瑕佹寜鐓ф墍閫夋湡鏁板垎鏈堥愭湡鍋胯繕鍗沖彲銆
鑰屼含涓滅櫧鏉＄殑榪樻炬棩鏄璐﹀崟鏃ュ悗絎涔濆ぉ錛屽洜涓烘槸鈥滃厛娑堣垂銆佸悗浠樻鋸濈殑淇＄敤鏀浠樺伐鍏鳳紝鎵浠ュ苟涓嶆槸褰撴湀娑堣垂浜嗗綋鏈堝氨寰楄繕嬈撅紝鑰屾槸褰撴湀娑堣垂錛屼笅鏈堣繕嬈撅紝浜鍙楁湁鏈闀30澶╃殑鍏嶆伅鏈燂紝浠ュ強鏈闀24鏈熺殑鍒嗘湡銆
鑰屼含涓滅櫧鏉″苟涓嶆彁渚涜繕嬈懼介檺鏈燂紝鎵浠ュ繀欏昏佸湪鍒版湡榪樻炬棩錛堝惈錛夊墠榪樹笂鎵嶈岋紝鍙瑕佽秴榪囦簡鏃墮棿錛屾棤璁烘槸榪囦簡鍑犱釜灝忔椂錛岃繕鏄鍑犲ぉ錛岄兘浼氶犳垚閫炬湡銆傝岃嫢瀹㈡埛瀹炲湪鏄鏃犲姏鍋胯繕錛屽凡緇忛犳垚浜嗛炬湡錛屼箣鍚庣煭鏃墮棿鍐呭彲鑳戒篃鏃犳硶榪樻竻嬈犳劇殑璇濓紝閭ｅ彲浠ヤ富鍔ㄨ仈緋諱含涓滃㈡湇榪涜屽崗鍟嗭紝鐪嬭兘鍚︾敵璇峰埌寤舵湡銆
浜涓滃熼挶鍒╂伅濡備綍璁＄畻錛
鈥滃勾鍒╂伅鈥濆拰鈥滃勾鍖栧埄鐜団濇槸涓ゅ洖浜嬨傗滅湡瀹炲勾鍖栧埄鐜団濊窡寰堝氬洜緔犳湁鍏籌紝鍖呮嫭璐鋒炬婚濄佸勾闄愩佸悕涔夊勾鍒╃巼銆佹墜緇璐圭瓑絳夛紝鏇撮噸瑕佺殑錛岃繕鏈夎繕嬈炬柟寮忥紙絳夐濇湰鎮絳夛級銆
鈥滅湡瀹炲勾鍖栤濈殑璁＄畻寰堜笓涓氫笖澶嶆潅錛岃窡IRR鏈夊叧錛屼笉榪 瀛︾◣閫熻揪 鎻愪緵浜嗙畝渚跨殑璁＄畻鍜屽規瘮鏂瑰紡銆
鍦 瀛︾◣閫熻揪瀹樼綉->鐪熷疄騫村寲鍒╃巼 鎻愪緵浜嗙浉搴旂殑璁＄畻鏂瑰紡銆
1 浠ヨ捶嬈炬婚 50000錛屽勾闄1騫達紝鍚嶄箟騫村埄鐜48%錛屾墜緇璐逛負0鐨勭湡瀹炲勾鍖栧埄鐜囷細
絳夐濇湰鎮錛48000%
絳夐濇湰閲戱細48001%
絳夋湰絳夋伅錛87453%
鍏堟伅鍚庢湰錛48%
鐮嶅ご鎮錛190553%
浠ヨ捶嬈炬婚 50000錛屽勾闄1騫達紝鍚嶄箟騫村埄鐜48%錛屾墜緇璐逛負1000鐨勭湡瀹炲勾鍖栧埄鐜囷細
絳夐濇湰鎮錛85892%
絳夐濇湰閲戱細86170%
絳夋湰絳夋伅錛125701%
鍏堟伅鍚庢湰錛68753%
鐮嶅ご鎮錛233981%
鏇村氳＄畻錛岃峰埌 瀛︾◣閫熻揪瀹樼綉->鐪熷疄騫村寲鍒╃巼 榪涜屾祴綆椼
鑻ユ偍閫夋嫨浜嗘寜鏃ヨ℃伅錛岃嚜鍊熸懼埌璐︿箣鏃ヨ搗鎸夋棩璁℃伅錛屽疄闄呭熸懼埄鐜囧湪鎮ㄧ殑鍊熸鵑〉闈浼氭湁灞曠ず銆
璁＄畻鏂瑰紡錛氭棩鍒╂伅=褰撳墠搴旇繕鏈閲戱紙鍏ㄩ儴搴旇繕鏈榪樻湰閲戱級鏃ュ埄鐜囥
鑻ユ偍閫夋嫨浜嗘寜鏈堣℃伅, 鎸夋湀絳夐濇湰鎮榪樻撅細姣忔湀鍋胯繕鍥哄畾閲戦濊捶嬈炬湰鎮錛屾偍欏誨湪浠樻炬棩鍓嶆敮浠樺叏閮ㄥ埌鏈熷簲榪樻鵑」銆傛湡闄愬垎涓3銆6銆12鏈燂紙鏈堬級錛屾渶闀挎湡闄12涓鏈堬紝瀹為檯鍊熸懼埄鐜囧湪鎮ㄧ殑鍊熸鵑〉闈浼氭湁灞曠ず銆
璁＄畻鏂瑰紡錛氭湀鍒╂伅=璐鋒炬湰閲戣捶嬈炬湀鍒╃巼銆
浜涓滃熼挶鏄鐢變含涓滈噾鋙嶆帹鍑虹殑浜掕仈緗戜俊璐蜂駭鍝佸揩閫熺敵璇峰鉤鍙幫紝鐢遍摱琛屻佹秷璐歸噾鋙嶅叕鍙搞佸皬棰濊捶嬈懼叕鍙哥瓑閲戣瀺鏈烘瀯涓烘偍鎻愪緵鏂逛究蹇鎹風殑綰誇笂鏃犳姷鎶艱捶嬈俱傛敞鎰忥細
1銆佷換浣曚竴鏈熸湭鍦ㄨ繕嬈炬棩鎴栬繕嬈炬棩涔嬪墠瓚抽濆綊榪樺綋鏈熷熸炬湰閲戝強鍒╂伅瑙嗕負閫炬湡錛岃嚜閫炬湡涔嬫棩璧瘋＄畻榪濈害澶╂暟銆
2銆佸傚瓨鍦ㄤ袱鏈熶互涓婇炬湡錛屽悇鏈熺殑閫炬湡榪濈害閲戠瘡鍔犺＄畻錛堣繚綰﹂噾閲戦濆洓鑸嶄簲鍏ヨ＄畻鑷沖皬鏁扮偣鍚庝袱浣嶏級銆
鎵╁睍璧勬枡錛
浜涓滃熼挶鐨勫熼挶棰濆害瀹℃壒鏃墮棿鏄錛
鐩鍓嶄含涓滃熼挶鏄閭璇鋒満鍒訛紝鍙楅個璇風殑瀹㈡埛鍙閫氳繃鍊熼挶欏甸潰鐢寵峰熸俱
浜涓滈噾鋙岮pp鎿嶄綔璺寰勶細浜涓滈噾鋙岮pp棣栭〉-鍊熼挶-鏌ョ湅鍏ㄩ儴璧勬柟
鐜板湪浜涓滃熼挶鍚堜綔鐨勫鉤鍙版湁鍗椾含閾惰-璇氭槗璐楓佸寘鍟嗛摱琛-姘т箰璐楓佷笂嫻烽摱琛-涓婃搗閾惰屼俊涔夎捶銆佹嫑鑱旀秷璐歸噾鋙嶅叕鍙-鎷涜仈濂芥湡璐楓佷腑閭娑堣垂閲戣瀺鍏鍙-閭浣犺捶銆佹潵閽辮姳銆佷腑閾舵秷璐歸噾鋙嶆湁闄愬叕鍙-寰璐鋒俱佹垚閮界淮淇″皬璐-闅忔剰鑺便佸箍婧愬皬璐-騫挎簮淇＄敤閽卞寘銆佺粰浣犺姳銆佸嵆閫熻捶銆
澶ч儴鍒嗛兘鏄閾惰岄噾鋙嶆満鏋勬垨娑堣垂閲戣瀺鍏鍙革紝鍦ㄤ笟鍐呭彛紕戞瘮杈冨ソ錛岀浉姣旀皯闂村皬璐鋒潵璇達紝鍒╂伅浼氭洿浣庛
鍙傝冭祫鏂欐潵婧愶細浜涓滈噾鋙-浠涔堟槸浜涓滃熼挶
鍙傝冭祫鏂欐潵婧愶細浜涓滈噾鋙-浜涓滈噾鏉℃敹璐規爣鍑